Long-Term Care Benefit rates (Level A, Level B, and Level C, are based on the extent of the recipient's dependence on others, or the extent of supervision a recipient requires (as established by the ADL Dependence Test).
- The Level C Long-Term Care Benefit, at a rate of 168% of the full disability pension, is the largest benefit given.
- A Level C Long- Term care recipient that employs an Israeli care giver is eligible, according to the conditions, for an addition 4 weekly care hours (or an addition of 2 weekly care hours for those who receive a reduced benefit because of their income). For more information see Additional personal care hours for those employing Israeli caregivers.
- For one who chooses to go to an elderly day care center, each day is is equivalent to approximately 2.75 hours of home care (2.75 service units).
- Recipients are entitled to spend up to 6 days a week at an elderly day care center and those eligible for a reduced benefit due to income level are entitled to up to 3 days a week.
- The benefit services given to a person are determined by a professional committee in accordance to the recipient's needs.
- One who employs a regular caregiver is permitted to receive the benefit in cash in order to pay the caregiver directly. He can also decide to combine cash with other aid services included in the benefit. For more information see Monetary Long-Term Care Benefit to Hire a Caregiver.
- In cases where the caregiver is hired through a nursing company:
- The scope of the position that is the responsibility of the company is determined based on the number of hours the patient in entitled to.
- The scope of the position that the responsibility of the patient is the number of additional hours needed for the caregiver to be considered working full-time (beginning 01.04.2018, full time is now considered 42 hours per week or 182 hours per month).
- A patient that is eligible for a Level C Long-Term Care Benefit (18 hours per week of personal care from the National Insurance Institute) is eligible for 42 hours of care per month. These hours which make up 42% of a full-time position (182 hours) are funded by the company.
- The patient needs to fund the remaining hours necessary for the caregiver to have a full-time job - 58%.
- The patient is responsible for paying 58% of the costs related to employee a caregiver and the nursing company is responsible to pay the remaining 42%
Who is Eligible?
- Seniors meeting the basic Long-Term Care Benefit conditions of eligibility and who are completely dependent on others for their daily activities, every hour hour of the day or those who are in need of continuous over site and for whom 9 or more ADL dependence points have been established.
- According to the National Insurance Institute Circular, seniors age 90 and above, that are eligible for Level B Long-Term Care Benefit are automatically bumped up a benefit level and therefore are eligible for Level C Long-Term Care Benefit.
How to Claim It?
- The process for receiving the benefit is described in the following chart.
by the claim clerk
or a permanent benefit at one of the Long-Term Care Benefit levels
Rejection of the claim
- A benefit recipient who is hospitalized in a general hospital is entitled to receive the benefit services for the first 30 days of hospitalization. For more information see Long-Term Care Benefit During Hospitalization.
- National Insurance Institute's Senior Citizen Guidance Service
- Segula Unit - Center to Help Hospitalized Senior Citizens
- Free Aid by the National Insurance Institute for Hospitalized Patients Filing Disability Claims
- Click here for a comprehensive listing of health-related assistance organizations
- Click here for a comprehensive listing of organizations that help senior citizens and the elderly
- Click here for a comprehensive listing of organizations that help people with disabilities
|Government Agency||Website||Rights and Areas of Responsibility|
|The National Insurance Institutehotlines -||Senior Citizens' Rights on the National Insurance Institute's website.||Rights to various allowances given based on age and economic situation.|
|The National Insurance Institute's Call Center for Senior Citizen Counseling Serviceshotline -||Senior Citizens' Rights on the National Insurance Institute's website.||Free aid provided through counseling services for senior citizens and the call center for senior citizens and their families.|
|*8840 Ministry for Social Equality - Hotline for Public Inquiries||Ministry for Social Equality website||The hotline run by the Ministry for Social Equality gives the elderly a central address to direct all of their questions, provide information regarding rights, services and benefits entitled to the elderly. It also helps them actualize these rights.|
|Segula Unit - Hotline to help senior citizens in the hospital||The Ministry for Social Equality||A health hotline for senior citizens, to assist them and their families know their rights during the period of hospitalization.|
| The Ministry of Labor, Social Affairs and Social Services
||Senior Citizens on the Ministry of Labor, Social Affairs and Social Services website||Funding of Nursing Homes for independent and frail seniors. Various services are also provided within the community.|
|The Ministry of Health||Senior Health on the Ministry of Health website.||Health Insurance and assistance for those suffering from age related health problems.|
|*5442 The Ministry of Housing and Construction Call Center||The Ministry of Construction and Housing website||Housing Assistance and Problem Solving for Senior Citizens|
Laws and Regulations
- The National Insurance Law - Section J: Long-Term Care Insurance
- National Insurance Regulations (Long-Term Care Insurance) (Income Test to Establish Eligibility and Amount of Long-Term Care Benefit - 1988]
- Circular no. 1496 from 06.11.2018 - Long-Term Care Reform
- The National Insurance Institute: A video clip explaining how to fill out a Long-Term Care Benefit claim
- Long Term Care Information on the Reuth website.
- Original information on this page was written as part of the Welfare Division, City of Jerusalem's Senior Citizens' Rights Accessibility Project, funded by The Mashov Organization.
- English translation and maintenance by The Shira Pransky Project.