Introduction:

Individuals requiring a wheelchair may be eligible to receive a loan to purchase accessories for a vehicle in which they can sit or drive in their wheelchair
The loan is for 95% of the value of the approved accessories and it becomes a grant after five years
For more information, see the National Insurance Institute website


Individuals with limited mobility who require a wheelchair are entitled to receive a loan to purchase accessories for an adapted vehicle, in accordance with the conditions detailed below.

  • A first-time or repeat loan may be given to those who drive themselves or those who are driven by someone else.
  • The loan is only provided for new accessories.
  • The loan becomes a grant after five years unless the National Insurance Institute has required that it be repaid before then.

Who is Eligible?

  • Individuals with limited mobility who receive a Monthly Mobility Allowance for Vehicle Owners and meet the following conditions of eligibility:
    1. A medical committee or medical appeals committee has determined that they require a wheelchair and they use one.
    2. The Medical Institute for Road Safety has determined that they require a special accessories vehicle (a vehicle in which they can sit or drive in their wheelchair), and has determined the accessories that are necessary for them to drive or ride in the vehicle.
    3. They are not entitled to receive the type of special accessories or a grant to purchase and install accessories by virtue of any other law or arrangement, and if they are eligible for such assistance, they have chosen to receive the assistance as part of the mobility agreement instead.
    4. They or their legal guardian or an authorized driver have signed a letter of commitment in which, among other things, they commit to insure the accessories for their full value at the time of installation and for as long as the recipient is in possession of the vehicle.

How to Claim It?

  • The loan is paid in stages and the final payment is conditional on the following actions:
  • The vehicle must be inspected after the accessories are installed.
    • The inspection must take place at a facility approved by the Ministry of Transport.
    • For those who drive themselves - The vehicle must be inspected after the accessories have been installed at the Medical Institute for Road Safety and approval from the institute must be received indicating that the accessories have been installed properly and are used by the driver as required.
  • The accessories that have been installed must be recorded in the vehicle registration.

Loan Rate

Repeat Loans

  • Those who meet all of the loan's conditions of eligibility may submit a request for an additional loan to purchase accessories once every five years.
  • In special cases it is possible that an additional loan will be approved before five years have passed.
  • Individuals with limited mobility who have received a special loan for the purchase of accessories will be entitled to a standing loan for a vehicle trade-in after 60 months have passed since receiving the standing loan to purchase the vehicle in which the accessories were installed.

Insurance Obligations

  • Anyone receiving assistance in purchasing their accessories is obligated to insure the accessories for their full value at the time of purchase and to have the National Insurance Institute hold a lien on the insurance policy.
  • The Monthly Mobility Allowance for Vehicle Owners that's paid for a special accessories vehicle includes a component for comprehensive insurance for the accessories for their full value at the time of purchase.

Government Agencies

Credits