- This page deals with receiving a monetary long-term care benefit for the purpose of hiring a full-time caregiver only.
- For details on receiving part of the long-term care benefit monetarily, unrelated to hiring a caregiver, see receiving a long-term benefit in money.
Eligible Long-Term Care Benefit recipients may, in accordance with the specific conditions detailed below, choose to receive a monetary benefit to hire a full-time caregiver (without going through a nursing care company), or hire a caregiver through nursing care company arrangements if they so choose.
- For a table that summarizes the monetary value of the benefit corresponding to the units of service established for the recipient, see the National Insurance Institute's English website.
- Holocaust survivors entitled to additional care hours and receive the benefit in cash are also entitled to the additional hours in a cash equivalent.
- A monetary benefit can be received in conjunction with the services provided as part of the Long-Term Care Benefit - personal caregiver, emergency panic/distress button, disposable absorbent products, elderly day care and laundry services.
- The assistance services have a monetary value. Therefore, for those who chose to combine the services, the monetary value of the chosen services will be subtracted from the cash benefit.
- A long Term Care Benefit recipient entitled to a cash benefit in the amount of 3,275 NIS per month,
- He is interested in receiving absorbent products of a 200 NIS value
- Each month they will receive absorbent products valued at 200 NIS and a cash benefit of 3,075 NIS (3,275-200).
Who is Eligible?
- Eligible Long-Term Care Benefit (at any level of the benefit) recipients must meet all of the following criteria:
- Employ a personal caregiver (a foreign worker or Israeli resident) 12 hours a day, at least 6 days per week.
- The caregiver may not be a family member (parent, spouse, sibling, son, daughter, brother/sister-in-law, or a parent, child or spouse of any of these relatives).
- The caregiver must be employed with a salary in accordance to a written contract.
- For foreign workers, an employment permit from the Population, Immigration, and Border Crossing Authority is required, and the caregiver must be in Israel legally.
How to Claim It?
- Long-Term Care Benefit recipients who already employ a full-time caregiver must submit a Request for Cash Long-Term Care Benefit Instead of Services to a Person Employing a Full-Time Caregiver to the National Insurance Institute.
- Those interested in a combined cash/services benefit should fill out the relevant section on the form and indicate which services interest them.
- For those intending to hire a foreign worker:
- During the employment permit request process, they should write that they would like to receive the monetary Long-Term Care Benefit on the permit request form.
- The recipient of the benefit is considered the employer in every respect and is responsible to get medical insurance for his employee and pay social security for the employee etc. For more information see Employing a Foreign Nursing Care Worker - conditions of employment
- For those who want to employ and Israeli caregiver:
- One should include an employment agreement signed by the employer (himself or a family member)
- The agreement should include the scope of the work and the salary conditions (see below for more details)
- Applicants can receive help filling out the request form from the National Insurance Institute's Counseling Service for the Elderly, which operates a call center.
- The benefit will transferred into the recipient's bank account on the 28 of each month (There are certain months that may have the transfer on different dates because of the way the holidays fall out. For a complete calendar of when the benefits will be paid see The National Insurance Institute's website.
Switching back to services from a cash benefit
- Those for whom a monetary benefit has been approved may always switch back to receiving long-term care services through a nursing care company.
- Those wishing to do so should inform the Nursing Department of their National Insurance Institute branch in writing or by leaving a voicemail message: 02-6463888.
Employers' Obligations to the Workers
- Employees that work in the employer's home are entitled to all of the rights given to salaried employees, such as:
Employment Agreement for Israeli Caregivers
- In order to get the monetary benefit for the purpose of hiring an Israeli caregiver, one must submit the employment agreement signed by the employer (himself or a family member) to the request form.
- The agreement must include the the obligation of the employer to ensure the employee salary conditions that meet the requirements of Israeli Labor Law (minimum wage, payment for overtime hours, convalescence pay, sick pay, yearly vacations, travel reimbursements, tax payments, pension payments, etc). It is not necessary to list all of the rights in the agreement. It is sufficient to write - "payment and provision of rights in accordance with the law".
- Additionally the agreement must include the scope of the work of the caregiver.
- In order to be eligible for the monetary benefit the caregiver must be employed 12 hours a day at least 6 days a week (at least 72 hours a week).
- It is noted that the Work hours and Rest Law prohibits the employment of anyone for more than 58 hours (regular + overtime) a week. Therefore:
- If the caregiver does not live in the home of the employer, then the employer must have 2 separate work agreements with 2 different caregivers, neither of which are for more than 58 day-time hours per week. The hours delineated in the 2 agreements combined must total at least 72 hours per week.
- Alternatively there can be an agreement with one caregiver for 72 night hours per week (12 hours each night), and not all of those night hours are actually work hours (see the court ruling on this topic). This type of agreement can also work for caregivers who live in their employers' homes.
- In the event that the submitted agreement does not meet these guidelines it will be returned to the applicant to amend it. If the agreement is not amended in the time frame given (21 days + an extension of 15 days) then the request for the monetary benefit will be denied.
- The provisions regarding employment agreements do not apply to agreements that were presented and approved before 24.05.2017.
- If the request for the monetary benefit is denied by the claims officer, the decision can be appealed.
- The appeal should be submitted to the Labor Court within a year from when the decision was received.
- During the appeal process, one may request legal aid from the Legal Aid Branch of the Ministry of Justice.
- National Insurance Institute's Senior Citizen Guidance Service
- Segula Unit - Center to Help Hospitalized Senior Citizens
- Free Aid by the National Insurance Institute for Hospitalized Patients Filing Disability Claims
- Click here for a comprehensive listing of health-related assistance organizations
- Click here for a comprehensive listing of organizations that help senior citizens and the elderly
- Click here for a comprehensive listing of organizations that help people with disabilities
|Government Agency||Website||Rights and Areas of Responsibility|
|*6050 hotlines - The National Insurance Institute||Senior Citizens' Rights on the National Insurance Institute's website.||Rights to various allowances given based on age and economic situation.|
|*9696 hotline - The National Insurance Institute's Call Center for Senior Citizen Counseling Services||Senior Citizens' Rights on the National Insurance Institute's website.||Free aid provided through counseling services for senior citizens and the call center for senior citizens and their families.|
|*8840 Ministry for Social Equality - Hotline for Public Inquiries||Ministry for Social Equality website||The *8840 hotline run by the Ministry for Social Equality gives the elderly a central address to direct all of their questions, provide information regarding rights, services and benefits entitled to the elderly. It also helps them actualize these rights.|
|Segula Unit - Hotline to help senior citizens in the hospital||The Ministry for Social Equality||A health hotline for senior citizens, to assist them and their families know their rights during the period of hospitalization.|
| The Ministry of Labor, Social Affairs and Social Services
||Senior Citizens on the Ministry of Labor, Social Affairs and Social Services website||Funding of Nursing Homes for independent and frail seniors. Various services are also provided within the community.|
|The Ministry of Health||Senior Health on the Ministry of Health website.||Health Insurance and assistance for those suffering from age related health problems.|
|*5442 The Ministry of Housing and Construction Call Center||The Ministry of Construction and Housing website||Housing Assistance and Problem Solving for Senior Citizens|
Laws and Regulations
- The National Insurance Law - Section J (Long-Term Care Insurance) Article 225a
- National Insurance Regulations - (Nursing Care Insurance) (Guidelines for choosing eligibility for monetary benefits) 2014
- Nursing Care Circular No. 1482 Employment Agreement with an Israeli Caregiver.
- English translation and maintenance by The Shira Pransky Project.